Catania Real Estate
Anytime someone RECORDS AN ACTION (Notice of Default) on your property it becomes a matter of public record. However, 8 out of 10 of these types of notices are cured and with that in mind I WANT TO HELP.
Many owners wanted to refinance and move into a larger home. Many owners wanted to take advantage of the lower interest rates recently offered, as well as lower housing prices. Many were told “you owe too much on your present home: you have no equity: the value has dropped and the property cannot appraise,” etc.
In direct response to the current market, many lenders have opened options for homeowners. Every major bank or lending institution has established what is called a “Short Pay-Off” or “Discounted Pay-Off” department.
This allows owners to sell their property while the lender discounts the amount due to the lender. The best part is that the lender will discount to allow all the closing cost and commissions associated with a sale to be paid from what is owed to them.
Many brokers and agents think that owners have to have a financial hardship or life threatening illness to qualify for this program, and that simply is not true. As an example, people have qualified while receiving increases of pay while relocating. The benefits are too numerous to list in this letter.
I am your local real estate professional. I am a traditional sales, foreclosure avoidance, bank-owned and short sale specialist!
Vince has guided hundreds of home sellers through short sale transactions, and has helped his clients avoid foreclosure. He has become a local specialist in short sales through direct experience of negotiating with dozens of lenders nationwide. To aid in helping more homeowners avoid foreclosure, he has developed a streamlined process of steering the short sales process utilizing the aid of a professional, licensed short sale facilitator.
Consistently showing properties to local buyers, previewing homes for out-of-area investors, and determining values for home sellers, have allowed Vince to foresee local market trends and correctly price properties to sell.
For a FREE, no hassle, no cost, confidential evaluation to see if you qualify for this program, call me 831-601-9694
Vincent J. Catania, Broker Associate
Office & Sales Manager
Steinbeck Real Estate